800 Credit Score: How You Can Get There

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. If you want a Credit score that’s well above average, aim for an 800 Credit score. Although this score isn’t the highest credit score possible, it puts you in the highest Credit score range available for the FICO Credit scoring model. Borrowers in this Credit score range typically pose the least amount of risk to lenders. Because of this, if a lender approves you, you’ll likely have a better chance of securing the most…

Car buying demand causes some used cars to cost more than their newest models

The COVID pandemic is impacting the price of used cars. In some cases, you will pay more for a used Car than the newest model. This record surge in used Car prices is due to a global microchip shortage. iSeeCars latest analysis of more than 470,000 new and used cars from the 2019 and 2020 model years listed for sale, show the price gap between new and used has gotten smaller and in some cases, the used version is more expensive than the newest model. For the Raleigh and Durham metropolitan area, iSeeCars.com found that the used Chrysler 300 costs…

How To Switch Car Insurance

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Nearly half (46%) of consumers made changes in how they managed their Car Insurance costs in 2020, according to the J.D. Power 2021 U.S. Insurance Shopping Study. Among those who made changes, 15% shopped for another Car Insurance company and 12% switched to a new insurer. If your Car Insurance needs have changed or you simply want to shop around for cheap car insurance, here’s how to switch Car Insurance companies. Reasons to Switch…

This Is How To Get A Car If You Have To Buy A Car Right Now

Photo: LILLIAN SUWANRUMPHA/AFP (Getty Images) The price of cars, both new and used, have been absolutely egregious lately, which comes down, in part, to demand that exceeds supply. Unfortunately, there are still a lot of people out there who need cars, many of whom are having trouble affording them. If you’re in that boat, then we’re here to help. We’ve got a few different tips that will hopefully make acquiring a Car a slightly less painful process. Advertisement Try Leasing Right now, Leasing is a much better option than Buying for a lot of people. Some automakers — even luxury…

The car market is gonzo. Here’s what to do if you have to buy one anyway

“Everything’s so inflated,” he said. “It’s actually absurd.” Prices for used cars have rocketed to record highs this year as supplies of new cars have been hampered by computer chip shortages. If you’re looking for a new Car now, whether it’s brand new or just a new-to-you used Car, experts say it’s more important than ever to be open-minded about the exact make and model you need. “Don’t fall in love online,” said Ivan Drury, a data analyst with Edmunds.com. With a budget of about $15,000, Shozo said he’s been looking at 5- to 10-year old Hondas and Toyotas. Even…

USAA Car Insurance Review 2021

Introduction USAA has been serving military members and their families since 1922. It began when 25 Army officers decided to insure each other’s vehicles. Today USAA, serves millions of members with its diversified group of financial services companies, including Auto Insurance, which started it all. Who Can Buy USAA Insurance? You can join USAA only if you are a current or former military member or the spouse of a military member. Children of military members may join USAA as well. USAA Car Insurance vs. Geico, Progressive and State Farm USAA’s Grade from Collision Repair Professionals: C+ In a survey of…

What is a good credit score to buy a car?

Breadcrumb Trail Links Yes, you can buy a Car with bad Credit, but it’s not a great plan Author of the article: MoneyWise Mitchell Glass oneinchpunch / Shutterstock Article content This article was created by MoneyWise. Postmedia and MoneyWise may earn an affiliate commission through links on this page. Advertisement Story continues below This advertisement has not loaded yet, but your article continues below. Article content While there’s actually no minimum Credit score to buy a Car, don’t get too excited. Just because you can buy a Car with no Credit doesn’t mean you should. A lower score means less…

5 Proven Ways to Boost Your Credit Score

DigitalVision / Getty Images Your Credit score plays a pivotal, if sometimes misunderstood, role in your financial life. The number can determine everything from whether you can get a store charge card to whether a landlord will rent to you. It can even influence whether you get hired for a job. It’s important to understand that your Credit score is different than your Credit report, though the two are intertwined. Your Credit score boils down all of the information contained in your Credit report to a number, typically between 300 and 850. The higher the score, the better your creditworthiness;…