I’m Facing the Downside of Owning a Car for 15 Years and it Sucks

I’m one of many of you in East Texas that may be looking for a new Car at the absolute worst time in the history of ever. To make my situation worse, I haven’t financed a vehicle since 2006. I wasn’t prepared to buy a new vehicle so I’m having to go through the long process of saving money to have a large enough down payment to make my monthly payments more affordable. It really sucks right now. Back in February, my 2004 Saturn Ion Redline finally bit the dust. I bought that Car in 2006 and is the last…

No Credit Score? No Problem! Just Hand Over More Data.

The company is also something of a regulatory guinea pig: Upstart was the first business to receive a no-action letter from the Consumer Financial Protection Bureau. The letter essentially said the bureau had no plans to take any regulatory action against the company in return for detailed information about its loans and operations. Though the bureau didn’t recreate Upstart’s results on its own, it said the company had approved 27 percent more applicants than the traditional model, while the average interest rates they paid were 16 percent lower. For example, “near prime” customers with FICO scores from 620 to 660…

Car Insurance for Medical Professionals | Bankrate

It is possible an insurance provider uses your occupation information when assessing your risk as a driver. Medical professionals could be viewed as a group with a lower amount of risk, which means if you are in healthcare, you may be able to qualify for additional savings on premiums. Not all Insurance providers offer specific discounts for those in healthcare, but there are multiple ones offering robust coverage options and earning high customer service marks. Is Car Insurance cheaper for medical professionals? It is possible for healthcare professionals to pay less on auto insurance premiums, depending on the Insurance provider.…

Pet Injury Coverage In Car Insurance

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. Car accidents can be costly and stressful enough, but if your pet is riding shotgun and is injured, it can unleash a pack of extra bills that can hound you while you’re coping with the emotional distress in the aftermath. Some Car Insurance policies help pay for collision-related medical costs for a pet, which leaves you more cash for get-well treats and toys. Here are the basics of pet injury coverage in Auto Insurance policies: Pet injury Insurance reimburses…

Five mistakes that can lead to a bad car loan

As if we need more bad news about Car Buying, an analysis by Consumer Reports shows that many Americans are drastically overpaying for their Car loans. And we can’t place all the blame on the pandemic or supply chain problems. In one case, Consumer Reports found that a Maryland resident with “sterling Credit” who bought a new 2018 Toyota Camry two years ago will end up paying $59,000 by the end of the Loan. The reason: Their interest rate was bumped up to 19% when they actually qualified for a rate of 4.5%. The Consumer Reports study, which looked at…

Planning to buy a new car? Check out which bank is offering lowest interest rate

Besides interest rates, you should also check about other charges such as processing fees, repayment charges, etc., that vary according to the lender’s policies. Buying a Car is aspirational for some and a necessity for others. Whatever be the case, Buying a Car is a big financial decision that can use up your savings or necessitate a Car Loan. A Car Loan comes at a lower interest rate than an unsecured Loan such as a personal Loan. When you are out in the market to shop for a Car Loan, make sure that you compare various offerings by different banks.…

More car insurance ‘stimulus checks’ are coming — are you due for a refund?

More Car Insurance ‘stimulus checks’ are coming — are you due for a refund? While most people have given up on the prospect of more stimulus checks from Washington, some drivers are still finding money in the mail. Insurance companies are being squeezed for more cash after offering drivers modest discounts and rebates last year. And now another wave of refunds is coming to drivers after a governer accused Insurance companies in her state of hoarding billions in extra cash. If you feel like you’ve been overpaying for your coverage, here’s how you might get a check — or at…

Buying a car online | Chase

The way people shop for cars is beginning to change and the opportunity to buy a Car online is enticing to many. With the emergence of new sites and apps, Buying a Car online can streamline the purchasing process, provide you with competitive options and keep you savvy about what cars are available — without having to travel to and haggle with a dealership. How to decide if you want to buy a new Car online Deciding whether to buy a Car online or in a showroom depends on a lot of factors.  Variety Are you looking to see as…