Membership Rewards Program | A Credit Union for all Vermonters

Greater Participation = Greater Rewards

As a credit union, we are founded on the principles of cooperation and common good, which means we encourage participation. We demonstrate our commitment to cooperation through our vision to bring people together and through our Annual Elections process, which enables member-owners to elect new volunteer members to the Board of Directors. The more you participate as a VSECU member, the more rewards you bring the membership. Similarly, the more you participate through deposits and investments at VSECU, the more member benefits you will enjoy through our Member Rewards program.

See Application


BENEFITS

Membership Rewards Program | A Credit Union for all Vermonters

MEMBER INSURANCE

As a Member of VSECU you have access to no-cost AD&D Insurance, Credit Insurance, and exclusive auto insurance programs.

Membership Rewards Program | A Credit Union for all Vermonters

ONLINE BANKING

With powerful Online Banking and Mobile Banking tools, you can manage your finances from anywhere you have cell service or WiFi.

Membership Rewards Program | A Credit Union for all Vermonters

BILL PAY

Bill Pay lets you quickly and easily pay utilities, reoccurring payments, and more, all without leaving your home or needing stamps.

Membership Rewards Program | A Credit Union for all Vermonters

NO ATM FEES

You pay no fees to use VSECU ATM’s and we won’t charge you to use other institutions’ ATMs (other institutions’ fees may still apply).

Membership Rewards Program | A Credit Union for all Vermonters
Membership Rewards Program | A Credit Union for all Vermonters

REWARDS LEVELS

Rewards levels are determined at the end of each month for the next month keeping your rewards current and letting you maximize your benefits. Your total loan and deposit balance as a joint owner, co-owner, and co-signer on other accounts are included in determining your overall cumulative balance. This is your credit card balance as of last statement added to your average monthly balance OR your end-of month balances for deposits and other loan accounts.

The more you rely on us for your financial needs, the more you’ll receive in benefits and savings. With Member Rewards you pay less in fees and receive many services for FREE.

To determine your credit union membership and reward level: add the combined total deposit, loan and credit card balances you have at VSECU.

AD&D Insurance
($5,000 coverage)
Free Free Free
Automated Telephone Access Free Free Free
Consultation with MEMBERS Financial Services Free Free Free
Consultation with a Member Service Consultant Free Free Free
Checking Account Free Free Free
Debit Card Free Free Free
eStatements Free Free Free
Mobile Banking Free Free Free
Notary Services Free Free Free
Online Banking Free Free Free
Online Check Copies Free Free Free
Signature Guarantee Service Free Free Free
Bill Pay Free Free Free
Standard Card Replacement Fee Applies Free Free
Cashier’s Checks Fee Applies 66% Discount Free
Money Orders Fee Applies 66% Discount Free
Overdraft Protection Transfer Fee Applies 33% Discount Free
ATM Surcharge Rebates N/A Up to $4 per Month Up to $8 per Month

ADDITIONAL MEMBER BENEFITS

Membership Rewards Program | A Credit Union for all Vermonters
Membership Rewards Program | A Credit Union for all Vermonters