Business Checking Accounts | Suncoast Credit Union

Our business checking accounts offer all the same great features of our personal checking account — security, convenience and rewards — with services designed with your specific business needs in mind. See our Business Services Fee Schedule.


  • Debit Card Rewards
  • Mobile Banking
  • Online Banking
  • Overdraft Protection
  • Payroll and HR Services
  • Business Checking Accounts | Suncoast Credit Union

    Rewards and Convenience

    When you own your own business, every dollar counts and time is money. With our business checking account you’ll get the Suncoast VISA Business Check Card — a debit card that works at retail locations and ATMs and gives you back rewards with every purchase. It doesn’t get better than that.

    Earn Reward Points

    Use your check card for all your purchases to earn ScoreCard® Rewards Bonus Points, redeemable for exciting travel and valuable merchandise. When you use your Suncoast VISA Business Check Card, you earn one point for every $3 you spend.

    Give Back

    In addition to giving you points, every time you make a purchase with your card, Suncoast donates two cents to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve. See how those 2 cents add up.

    Use It Everywhere

    Use your Suncoast VISA Business Check Card anywhere you make business-related purchases. You can also use it as an ATM card completely free at hundreds of Suncoast ATMs, Publix® Presto® ATMs*, McDonald’s® ATMs in select counties**, and nearly 30,000 more ATMs nationwide through the CO-OP Network.

    To learn more about debit card rewards, visit Score Card Rewards.

    *Balance inquires will incur a $1 charge.

    **Free use of 64 ATMs at select McDonald’s® franchises in Hillsborough, Pasco, Pinellas, and Polk counties.

Depending upon what your business needs, Suncoast offers checking accounts designed to save you money whether your transaction needs are limited or high volume.  We’re proud of how we stack up against banks. See for yourself.

Minimum Balance Requirement

Free Transactions Every Month

ScoreCards Rewards Bonus Points

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Minimum Balance Requirement

No

Monthly Maintenance Fee

Free

Free Transactions Every Month

First 200 debit/credit transactions are free; 20 cents thereafter

Free Business Debit Card

Yes

ScoreCards Rewards Bonus Points

Yes

Keep the balance you want, write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Smart Checking! 

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Business Classic Checking

Minimum Balance Requirement

$2,000 req. to avoid monthly fee

Monthly Maintenance Fee

$20 if min. balance not met

Free Transactions Every Month

First 300 debit/credit transactions are free; 10 cents thereafter

Free Business Debit Card

Yes

ScoreCards Rewards Bonus Points

Yes

Write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Classic Checking! 

 

Additional features you’ll get with Business Smart Checking and Business Classic Checking at Suncoast include:

  • Free overdraft protection
  • Free online banking and bill pay.
  • Free ATM access at Suncoast ATMS, Publix Presto ATMs, McDonald’s® ATMs in select counties1 and tens of thousands more through the CO-OP Network
  • Free images of cleared checks and unlimited electronic transactions
  • One free Cashier's Check per day
  • eStatements and combined account statements, also available in Spanish
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships