Feel at Home with

A Mortgage That Gives You More

Whether you’re buying your first home or your retirement dream, our mortgage experts are focused on finding the best mortgage for you. We're also committed to working with you in whatever way you prefer, by offering both the latest technology and the personal member service we're known for. Choose between:

  • Fixed conventional rate loans
  • Jumbo loans for mortgages larger than $424,100

Contact us to speak to a mortgage expert

Simplify Securing Your Mortgage

We’re committed to making the process of securing a home loan as easy as possible. In fact, we have an app for that. Once your mortgage loan is underway, your loan officer will send you our UFCU Mortgage Services app, a tool specifically designed to simplify the home buying and lending process for our Members:

  • Monitor the status of your loan using our real-time loan tracker
  • Scan and upload documents to expedite your loan approval process
  • Access your lending contacts and real estate contacts

Apply now for a home loan or give us a call to speak to a mortgage expert and learn more.

Refinancing Can Help

Refinancing your mortgage can be a smart way to build equity or reduce your monthly payments. We’ll help you decide whether it’s the right step to take.

Call us for guidance

Turn Equity Into Extra Cash

Home equity loans can offer access to cash when you need it. Borrow up to 80% of the market value of your home.

  • 5- to 15-year terms
  • Minimum loan of $30,000
  • Fixed interest rates

Contact us to learn more

Find a Place to Land

A Land Loan with UFCU can be used to finance raw land or land with few improvements, like utilities, well and septic. 

  • Finance up to 90% of sales price or appraised land value*
  • Fully amortizing 10, 12 and 15-year fixed rate loans
  • No prepayment penalties

Contact us learn more

* Whichever is less

Rates You’ll Welcome

Our rates are competitive and change frequently to reflect the most up-to-date market values-so you can trust that you're getting the best rates we can offer, no matter what. Find our current rates, and keep in mind that they are subject to change without notice.


UFCU can only make land, mortgage or home equity loans in the state of Texas and does not offer loans for agricultural exempt properties.