Financial Education | California Credit Union

What Rising Rates Could Mean for Your Money

After years of keeping the benchmark federal funds rate at historic lows, the Federal Reserve has been raising it gradually. Near-zero rates were an emergency measure, and gradual increases reflect greater confidence in the U.S. economy. However, rising rates can affect you as a consumer and...

Medicare and Medicaid: What's the Difference?

It's easy to confuse Medicare and Medicaid, particularly since they're both government programs that pay for health care. But there are important differences between each program. Medicare is generally for older people, while Medicaid is for people with limited income and resources.

5 Secrets to Small Business Success

Are the perks of being one of the 28 million small business owners in the United States too good to pass up? You can be your own boss, set your own hours, and increase your earnings. But the rewards come with risk, and success often takes years. The first step is listening to the right advice, so...

How can I pay off the credit card debt I racked up over the holidays?

It's a common occurrence once the holiday season winds down — you reluctantly look at your credit card statement and wince at all the purchases you made over the holidays. Fortunately, there's no need to panic. Consider using one of the following strategies to help pay it off.

QUIZ: How Much Do You Know About Social Security Retirement Benefits?

Social Security is an important source of retirement income for millions of Americans, but how much do you know about this program? Test your knowledge, and learn more about your retirement benefits, by answering the following questions.   Questions 1. Do you have to be retired to collect Social...

Banking: Smarter Habits for Smarter Students

As a student, you may not be thinking much about money or saving for the future just yet. But, the truth is, it’s never too early to learn banking basics. You don’t want to ask for cash every time you want to see a movie or go out to eat with friends. Opening your own account can give you the...